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The LIBOR rates, which stand for London Interbank Offered Rate, are benchmark interest rates for many adjustable rate mortgages, business loans, and financial instruments traded on global.
Stephen Noakes, commercial director, mortgages, at Lloyds TSB, remarked: "The aim of Local Lend a Hand is to make the housing market more accessible to first-time buyers in Blackpool, and it’s great to see Gianpaulo and Kathryn move into their new home so quickly with the help of the scheme.
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The move comes as part of a strategic review by Lloyds on its interest-only proposition which saw it increase the price of interest-only mortgages in March. Borrowers now have to pay 0.2 per cent.
Stephen Noakes, Director of Mortgages, at Lloyds TSB, said: "Affordable housing schemes play a key part in helping first-time buyers onto the property ladder, and our research shows that almost half of them would now consider signing up to buy their first home.
A Lloyds Bank Help to Buy mortgage is launched. Lloyds Bank has become the second lender within the Lloyds Banking Group to launch into the Help to Buy mortgage market. Now both first-time buyers and home movers who hold a current account with Lloyds are eligible to apply for a Help to Buy deal.
"It is against this backdrop that Lloyds has decided to launch its ‘Lend a Hand’ mortgage. The scheme is part of a commitment by the bank to lend up to 30 billion to first-time buyers by 2020. The goal is not to stoke a new property boom but rather to keep the current one alive."
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Lloyds Bank Resurrects 0%-Down Adjustable-Rate Mortgages for First-Time Buyers to Prop Up UK’s Housing Market. January 31, 2019.. ‘home flipping acts as a canary in the coal mine for a cooling housing market.’ While TV shows like "Fixer Upper" and "Flip or Flop" rule HGTV’s.
Lloyds Bank cuts rates for first-time buyers Posted on March 2, 2015 by Vanya Damyanova in First-time buyers , News with 0 comments lloyds bank is making new reductions across its mortgage range focus on customers looking to buy their first home.